The form and content of the insurance agreement
Insurance or coverage is a reciprocal agreement, in the sense of an agreement, in which both parties each have a valued obligation, where the responsible party has the obligation to pay premiums, the amount of which is determined by the insurer, while the insurer has an obligation to compensate suffered by the insured. According to the provisions of article 255 KUHD it is determined that all insurance or coverage must be formed in writing with a fact called a policy. Insurance policy is the contents of the insurance agreement. In article 256 KUHD it is determined that the contents of the policy for insurance or insurance in general unless life insurance must contain: 1. Day of forming insurance 2. The name of the person who as the insured agrees to form insurance, which is at his own expense or at the expense of another person. 3. The mention of the things or objects that are guaranteed is quite bright. 4. Amount of money, for which held a guarantee (insurance money) 5. Dangers borne by the insurer. 6. Start and end of the grace period where a guarantor is guaranteed. 7. Premium money to be paid by the insured 8. In general, all things that need to be known by the guarantor, as well as all certain promises held between the two parties. Article 258 of the Criminal Procedure Code states that to prove that the agreement is closed, writing is required, however, the contents of the proofing instrument may also be used, if there is an initial proof of writing. Thus it can be concluded that the policy is not a mutlah thing in an insurance, but only a means of proof of the existence of such insurance.
Insurance or coverage is a reciprocal agreement, in the sense of an agreement, in which both parties each have a valued obligation, where the responsible party has the obligation to pay premiums, the amount of which is determined by the insurer, while the insurer has an obligation to compensate suffered by the insured. According to the provisions of article 255 KUHD it is determined that all insurance or coverage must be formed in writing with a fact called a policy. Insurance policy is the contents of the insurance agreement. In article 256 KUHD it is determined that the contents of the policy for insurance or insurance in general unless life insurance must contain: 1. Day of forming insurance 2. The name of the person who as the insured agrees to form insurance, which is at his own expense or at the expense of another person. 3. The mention of the things or objects that are guaranteed is quite bright. 4. Amount of money, for which held a guarantee (insurance money) 5. Dangers borne by the insurer. 6. Start and end of the grace period where a guarantor is guaranteed. 7. Premium money to be paid by the insured 8. In general, all things that need to be known by the guarantor, as well as all certain promises held between the two parties. Article 258 of the Criminal Procedure Code states that to prove that the agreement is closed, writing is required, however, the contents of the proofing instrument may also be used, if there is an initial proof of writing. Thus it can be concluded that the policy is not a mutlah thing in an insurance, but only a means of proof of the existence of such insurance.
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