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Insurance Losses, Life Insurance: Definition and Explanation

Insurance Losses, Life Insurance: Definition and Explanation
In its development, many types of insurance that are not found in KUHD can be found in insurance practices. According to H. Gunanto, insurance is classified as: 1. Loss insurance Consists of insurance for property (property), financial interests (Pecuniary), legal responsibility (liability) and self insurance (accident or health) 2. Life insurance Which concerns the problem of the death of the insured in the insurance period or staying alive until the end of the insurance period. Providing money at the time of death of the insured for burial fees and for continuing income for his heirs. According to whether or not it was determined first, the amount of money to be paid for insurance can be divided into: 1. Loss insurance is to replace losses incurred, the amount of which is not previously determined. 2. Insurance A sum of money is to pay an amount of money whose amount has been determined from the beginning. This applies to life accident insurance and person accident insurance. According to the period of time insurance can be classified into: • Short term insurance • Long term insurance Life insurance is generally a long-term insurance. Loss insurance is short term insurance. According to the object, insurance can be classified into: • People's insurance is to replace the losses incurred that are concerned with someone to guarantee their survival if at times accidents such as life insurance occur. • Goods insurance to replace the losses that occur related to valuables owned such as freight insurance.

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